Powered by agoodun.com
Your income, committed outgoings, and what's left over. Navigate months to see past ones.
Add an income stream and some expenditure entries on the Income and Expenditure pages.
How your income splits across needs, wants, and savings — money left over counts as extra saving.
Monthly-equivalent total committed from each account, plus your tax pot. Enter what's actually landed there so far to see what's still due.
| Account | Needed | Deposited | Still due |
|---|
Monthly entries are already a fixed monthly amount, so they're used as-is. Yearly entries and Pots are both divided by 12 — for a Pot, enter the total you're saving toward (e.g. £600/year for car tyres) and it counts as £50/month here. That monthly-equivalent figure is what feeds the totals below, so this summary reads the same every month rather than spiking around when a yearly bill actually lands.
Flag an income stream as taxable on the Income page and set a percentage to put aside — that portion is deducted automatically (the "tax pot") and only the net remainder counts as income here.
Total (net) income minus committed outgoings (needs + wants + savings, all at their monthly-equivalent amount).
Needs and wants only count what's actually committed to them. Anything left over isn't committed to anything, so it's folded into Saving here — this is what makes the three percentages add up to 100% of your income, rather than just 100% of what's already spoken for.